My name is Daniel Finkelberg, I currently reside in the town of Caledon in the region of Peel. I grew up in the neighborhood of Thornhill where I attended elementary school, Junior high school and High School. In high school my disciplinary focus was entrepreneurship and investment finance, from there I went on to study finance, economics and strategy in university. While attending university, I was working part time as a bank advisor. My role consisted of advising clients on prudent investments, loans & mortgages, day-to-day banking and overall financial health through different institutional instruments. My focus as an advisor was to understand the client, digest the need and put them in front of the right people that could help. Of course, being part time, I was not a subject matter expert in investing, nor in lending, perhaps in day-to-day banking, however I had a network of subject matter expert that could advise the client with their best interest in mind. I always thought to myself, if I was sitting the chair in front of me what kind of service would I want to receive.

Perhaps, my thought process was different than other advisors in the sense that I genuinely wanted to help and learn. I was exposed to all sorts of clients from different financial backgrounds and different stages of life. I was able to learn from each and everyone of them. As I would hand off clients to the subject matter experts, I would request that the meeting would be held at branch where I originally met the clients and with my attendance present. This was not because I did not trust my partners, I simply wanted to soak up as much information as I possible could. I spent one year and seven months in the role of the part time advisor, at that point I knew that I loved lending (mortgages) more so than investments. The reason for this being that when you advise a client that their dream of home ownership is going to becoming true, their expression can not be replicated anywhere else in the banking industry. I find that mortgage specialists/advisors/agents are in a role where they can make a difference in a client’s life forever. They can impact a client in their family in a way that cannot be replicated, in my opinion, anywhere else in the banking industry. Yes, a financial advisor can advise a client on how to gain stellar returns on their portfolio of investments, a day-today-day banker can provide insights on mitigating fee’s based on a clients needs, but a mortgage advisor can change a clients life forever simply by doing their job, the job that is taken for granted by some in the industry. (more will come out on “doing their job” blog #2).

I have been in banking for 5 years and recently made the transition over into mortgage brokering. My goal as a mortgage professional is to help families, individuals, investors and really anyone who has a dream of owning property come true. My plan is to be the guiding vehicle to provide holistic advice and consulting based on the experience I have gained over the years. I have touched over 300 mortgage application in the 2.5 years dealing in residential lending. Each file with a different circumstance/nuance, each file requiring the experience of the previous 299 files to come up with the right solution. This is what I call the white glove, custom mortgage advice that my clients receive.

Overall, my agenda is simple. Help you finance your dream property, investment property and do it all based on your specific needs and wants.

Thank you,

DF
Daniel@finkelbergfinancial.com
416 550 3101